This statement outlines the Terms of Use for the Web presence of ActivHealthCare, Incorporated (herein referred to as "the Company").

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Acknowledgment of the Company’s Conditions of Use

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As a user of the Company’s web content, it is imperative that you review and understand the Company’s policies concerning web use contained within the Company’s "Conditions of Use" and "Privacy Policy" statements.

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By using the Company’s web page, you are consenting to the policies outlined in the aforementioned statements. Likewise, use of the Company’s web sites is at your risk and discretion.

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Web Does Not Replace Professional Advice

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Content and data within the Company’s website(s) are "as is" and are to be used for informational purposes only and should not replace professional advice.

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Independent decision making is expected regarding matters pertaining to personal health, well being, and investment. In other words, the information on the website should not and cannot be used in lieu of professional attention (e.g. a user should go to a family physician if concerned about an ailment and should not rely on this, or any other, website for diagnosis or treatment advice).

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Regarding Claims, Benefits, and Medical Management

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The information provided within the web pages does not represent a guarantee of coverage or specific payment. As with all health plan benefit limits and rules of eligibility apply, pre-certification decisions are based on medical necessity.

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Limited Liability

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There is to be no liability on the Company’s behalf regarding damages, lost profits, loss of programs or data, interruption in business activity, or other damages with regard to the use of this website.

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While the Company diligently attempts to ensure the accuracy and timeliness of information posted, information contained within the Company’s web pages may be, at any time, outdated and may include inaccuracies and/or errors. Information may change at any time without notice.

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Third Party Websites

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The Company is not to be held responsible for information contained in Third Party websites whereby there is a connection to or from the Company via hyperlinks and/or pointers. The Company does not have control over any information on any other organization’s website(s).

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When leaving the Company website to visit a site we have provided you via a link, please remember:

• The Company does not endorse the content and accuracy of the websites you are about to visit, and therefore, disclaims responsibility for their content and accuracy;

• The Company does not make any express or implied warranties, representations or endorsements whatsoever with respect to the linked websites you visit; and

• In no event will the Company be liable to you or to anyone else for any decision made or action taken by you or anyone else in reliance on results obtained from information available from any websites for which we provide a link.

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The Company Plan is not to be held responsible for information contained in Third Party websites whereby there is a connection to or from the Company via hyperlinks and/or pointers. The Company does not have control over any information on any other organization’s website(s).